You can apply for financial aid starting October 1 each year. While there isn’t a strict deadline, you must complete your FAFSA before your last day of attendance for that school year to be considered for aid. Example: If you are coming in the fall and spring, you need it done before the last day of the spring semester.

Yes. You’ll need to complete the FAFSA each year you plan to attend to continue receiving financial aid.

Log in at studentaid.gov using your FSA ID, select “Make FAFSA Corrections,” and update your school selection to include Northland (school code: 002385).

Federal guidelines determine whether you’re considered a dependent or independent student based on your FAFSA responses—not just whether you live with your parents or file your own taxes. If you’re considered dependent, parent information is required.

Please see the Federal Student Aid Site for more information on dependency status at https://studentaid.gov/apply-for-aid/fafsa/filling-out/dependency for more information.

Sometimes. If additional documentation is needed, our Financial Aid Office will contact you. Many students can link tax information directly through the FAFSA using the IRS Data Retrieval Tool.

Once your application is complete and all required documents are submitted, you’ll receive your financial aid offer. You can view it anytime in eServices.

Work study eligibility is determined through your FAFSA. Not all students qualify. If you’re not eligible, you can still find job opportunities through local employers and Northland’s job postings.

Scholarships are considered part of your total financial aid package. If you receive additional funding, your loan eligibility may be adjusted to make sure you don’t exceed your total cost of attendance.

Room and board are included in the financial aid budgets, but students are responsible for paying their monthly housing expenses.

Financial aid is disbursed at specific times each semester. Check the student calendar for exact dates based on your enrollment.

Yes, signing up for Direct Deposit is highly recommended. You may authorize Direct Deposit on your eServices account.

Students will receive a financial aid award letter through their school e-mail indicating loan amounts they are eligible to receive. After receiving your award letter, please go to eServices and click on “My Financial Aid Status”.

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Applying for loans is a three step process which consists of:

1. completing entrance counseling
2. completing the master promissory note (MPN)
3. accepting the desired loan amount

When accepting loan amounts please remember this for the school year NOT a term at a time. If you will be graduating and only attending one term, you must notify your campus financial aid office. Click on Financial Aid on the left side, click on “loans”; follow the steps to accept the loan amount. If Entrance Counseling (EC) & Master Promissory Note (MPN) are not completed follow the steps needed to complete. Failure to complete these will make the student unable to receive loans. The loans can now be processed/certified. DO NOT COMPLETE THIS PROCESS PRIOR TO RECEIVING YOUR FINANCIAL OFFER.

Subsidized: Federal government pays interest only while student is enrolled for six (6) or more credits and during the six-month grace period. Interest will start to accrue once the loan goes into repayment.

Unsubsidized: Interest begins to accrue as soon as funds are disbursed.The student can chose to either pay interest while they are in school or let it accrue and be added to the principal balance of the loan (this is called “capitalization”).

Stafford Loans: Six months from date of graduation, withdrawal, or enrolled less than half-time.

State or alternative loans have different repayment requirements. Students should/can always check with their lenders regarding loan repayment. It is important that you communicate with your lender/loan servicer if you are having trouble making payments as you may qualify for deferments, forbearances, etc. Communication may/can keep you out of default!!!

You can visit https://studentaid.gov/ to find out who your lender(s) is/are, phone numbers and addresses of lenders, when you borrowed, and how much you borrowed.

If you fail to complete 60% of your courses, your financial aid will be recalculated, and you may owe Northland Community & Technical College a balance that is payable immediately. Loan repayment may begin earlier.